Georgetown Roofing Costs (with & without insurance)

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For Georgetown homeowners, understanding the true cost of a roof replacement can be confusing. Between insurance coverage, material options, deductibles, and contractor pricing, the final amount you pay may be very different from what you expect. In many cases, storm or hail damage allows homeowners to get a brand-new roof for little more than their insurance deductible - while in other cases, upgrades or aging roofs may require direct investment. This guide breaks down the real numbers so you can make an informed decision.

What Is the Average Cost of a Roof Replacement in Georgetown, TX?

The average roof replacement in Georgetown ranges from $12,000 to $25,000, depending on roof size, pitch, and material. However, most insurance-covered replacements require homeowners to only pay their deductible, which is typically $1,500 to $3,000.

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Learn more on our Roof Replacement Service Page

When Insurance Covers Roof Replacement

If your roof was damaged by hail or high winds—a common occurrence in Georgetown—your insurance may cover the full replacement cost.

Insurance typically pays for:

• Roofing materials and labor
• Removal of old shingles
• Installation of underlayment and ventilation
• Disposal fees

Your only cost is the deductible. Roof Scouts helps document damage, meet with your adjuster, and ensure all eligible items are included.

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See our Hail and Storm Damage Roof Repair page to learn how the process works.

When You’re Paying Out of Pocket

If your roof is aging or has wear unrelated to storm damage, replacement costs will depend on material:

Roofing MaterialAverage Cost Installed (Per Square Foot)Asphalt Shingle (Class 3)$4.50 – $6.50Class 4 Impact-Resistant$6.50 – $9.00Metal Roofing$10.00 – $14.00Tile Roofing$12.00 – $18.00

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Learn more about long-term savings in our Roof Inspection Service Page

Why Georgetown Homeowners Choose Roof Scouts

• 5-Year No Questions Asked Warranty on workmanship
• Insurance claim support from start to finish
• Locally owned and operated – we understand Georgetown weather patterns and roofing codes
• Premium materials built for Texas hail and heat

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Explore our full services on the Roof Replacement Page

Roof Replacement vs Repair – Which Is More Cost-Effective?

Minor leaks or damage can sometimes be repaired. But if 25% or more of your roof is compromised, replacement is usually more cost-effective—especially when insurance will cover it.

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See our Roof Repair Page

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Whether you're paying out-of-pocket or filing a storm claim, Roof Scouts makes the process simple and stress-free. Our team will inspect your roof for free, provide an honest diagnosis, and help you understand exactly what your options are—before you spend a dollar.

Get your free roof inspection in Georgetown today and discover whether you qualify for an insurance-covered replacement.

Contact us at 512-270-8289 or request service online.

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✅ FAQs

How much does a roof replacement cost in Georgetown, TX?

Most roof replacements in Georgetown cost between $12,000 and $25,000. However, if storm damage is present and approved by insurance, homeowners may only pay their deductible, typically between $1,500 and $3,000.

Will insurance cover my roof replacement?

If your roof was damaged by hail or wind, insurance will often cover the full replacement. Roof Scouts helps with documentation, adjuster meetings, and claim approval to make sure you get the maximum benefit.

Can I choose my roofing materials when filing an insurance claim?

Yes, insurance covers the cost of replacing what you currently have. You can upgrade to impact-resistant shingles or metal roofing, and only pay the difference in cost if the material is an upgrade.